Dear Publisher -
Our payment solution, Payoneer, offers both a pre-paid Mastercard and also an ACH payment option.
When you setup your Payoneer account, you can choose which payment method is your default payment method. This is setup inside of Payoneer and not stipulated inside of Has Offers interface.
In Has Offers just make sure your payment method is setup as "Payoneer", and make sure your status is "accepted". That means your Payoneer account is active because you've submitted all the required details to Payoneer so that we can now remit payment to you via that platform.